Payroll-based Loans

We will advance payroll loans, also known as salary-based loans, to corporate employees with terms and conditions agreed between the employer and Prudential Incorporated. For any loan requirement, we have the solution. Our payment terms range from 1 to 12 months with a turnaround time of 24 hours or less.


  • Current Payslip
  • Copy of National ID or  Passport
  • Human Resources Approval letter

“Great, friendly staff who are efficient. My loan was processed the same day.” Bizwork Maured.

Civil servants Loans

Loans are available to civil servants through a stop order facility with the Salary Service Bureau. We pride ourselves on our competitive rates and quick turnaround time.


  • Current payslip
  • Copy of National ID or Passport
  • Confirmation of employment OR 3 months bank statement.

“The service was courteous and prompt. The teller was very clear on my queries.” Tarisayi Tendere

Order Financing

SME’s and individuals with confirmed orders from reputable customers can apply for this facility. The loan tenure will depend on the conditions of the order and all relevant paperwork will be required for Prudential Incorporated to set up the facility.

“Judith was amazing! Very friendly and motivated in helping me with my loan application. I would recommend Prudential to anyone.” Thokozile Mpala

We aim to make the loan application process as easy as possible for you